First Home Experts gets you out of the rent cycle and into your first home with as little as $15,000 deposit. We handle the tricky stuff (like banks, land vendors, agents and developers) so you feel confident finding and buying a place of your own.
It’s home building, without the headaches.
We’re talking about something that’s truly yours. A space where you can start a new life, raise a family and make precious, priceless memories in the years to come.
If you’re like most people, you’ve thought about the excitement and the achievement of finally becoming a homeowner – the feeling of pride and freedom that comes from having your own place.
But… Maybe you get the gut feeling that no matter how often you dream up the plans for it, how hard you work towards it and how desperately you want to make it happen, home ownership might only ever be just that…
A dream.
It’s getting harder for young people to own their own home. And if you’re one of them, chances are you’re stuck in a rent cycle that’s preventing you from taking the next step in your life and achieving the goals you set yourself.
You’ve got nothing to show for your payments, the figures seem to get bigger every year and you’re paying as much as a mortgage anyway!
You’re only ever one phone call away from being booted out. Your life could be turned upside down based on a single decision by an unreliable landlord.
There are restrictions on decorating, renovating and adding your personal touches to the property. You can never truly feel at home in your own space!
If your rent is $420 per week you’re paying $21,840 every single year.
Over the course of 7 years, renting a property is costing you a whopping:
$152,880.
But in that same 7 years, house prices will have risen by 7% per year. If you bought a $450,000 home, it would be worth $722,601, meaning a huge increase of:
$272,601.
So… Not only have you paid out $152,880 with nothing to show for it – but you’ve also missed out on $272,601 of extra cash in your pocket!
You’ve ended up losing $425,481.
Well, with First Home Experts, you don’t need to worry about missed opportunities. You’ll stop renting a house and start owning a home.
I don’t WANT to rent, but I feel like I HAVE to!”
It’s like there are so many obstacles standing in your way – the whole process is pretty overwhelming and a cause of real stress. To be honest, it’s all a bit of a drag.
Maybe you can relate to some of these…
I feel stressed, frustrated and completely in the dark about the best approach.
I just can’t afford to put a foot wrong and pay the consequences for years to come.
Without 20%, I’ve got no chance of owning my own home and finally being secure.
I feel like they’re trying to tie me in knots and sell me something that’s not the right fit.
You don’t need any prior knowledge or experience – that’s what we’re for!
You don’t need to worry about mistakes. We’ll guide you every step of the way.
You don’t need 20%. We can get you a home with an initial payment of just $15,000!
You don’t need to stress about agents, banks or vendors taking you for a ride!
01.
Understanding the finance structure is crucial when it comes to making your dream home a reality. But… Things tend to get pretty complicated pretty quickly, with talk of genuine savings, funds to complete and serviceability (yep – not easy, is it?). At First Home Experts, we have a team of qualified buying and lending experts who help you meet any bank’s criteria by organising favourable payment terms and leveraging government grant schemes that reduce your deposit.
02.
Once your finance has been pre-approved, we’ll start finding the best area to lay down your roots based on your specific needs. But… Working directly with land vendors isn’t always ideal – and you might not end up with exactly what you want. We focus on sourcing a suitable location and preventing you from putting a single cent of your money at risk. You’ll never have to deal with real-estate agents – and we’ll make sure we have complete approval in place before placing any deposits.
03.
Once you’ve found the land, you get to select and personalise the house you want to live in – exterior, interior, design, the works! But… Nobody wants to use a cowboy builder who takes you for a ride with hidden costs and shoddy results. We exclusively use reliable providers who can be trusted throughout the construction process. Oh – and you also get a full turn-key, fixed-price guarantee from the start of the build to when you’re finally living in your first home.
First Home Experts is part of SmartMoney Wealth Management and uses financial planners, lending experts and property gurus to result in a smooth and successful purchase.
We handle everything from finance to handover and even cover your mortgage payments during construction. Just sit back and let us sort out the rest.
Don’t worry about finding 20% of the property value to even have a chance of making it your own. We help you get the best deal at a fraction of the price.
Get a bespoke solution in the best location. Know you’re getting everything you need that fits in perfectly with your budget, desires and specific requirements.
No more dead money! You’re always increasing your equity that can be used to upsize or invest somewhere else in the future.
You get the flexibility to decorate and renovate your home and really make it your own. And you can get the kids that puppy they’ve been nagging about.
You know exactly what your loan payments will be in the next 5 years and you won’t be contributing to your landlord’s retirement fund.
You can finally sit in the garden with a smile on your face knowing that you’re an official home owner. Have a drink, you’ve earned it!
If you’re like most people, you’ve always known property investment is a wise decision. Thing is, you’ve convinced yourself that it was out of reach for far too long. Until now.
First Home Experts is the opportunity to start your journey to home ownership. Whoever you are, we can help you find a place to call your own and take the next step in your life.
